Roots of Reclaiming Blight

2 pieces: Set: Your healing spells have a chance to apply Insurance! to their targets that heals them for 3,406 over 15 sec. Insurance! is consumed if an ally drops below 40% health to heal them for 1,824.

4 pieces: Set: Lifebloom's bloom has a 30% chance to apply Insurance! to its target for 10 sec. When Insurance! is consumed or removed, it leaves a missing Rejuvenation, Regrowth, or Wild Growth heal over time effect for 15 sec on its target.